Why Invest in Real Estate?
How 5 Properties in 5 Years Could Be the Key to Millionaire Success!

If you're looking for a long-term wealth strategy that has stood the test of time, real estate should be at the top of your list. Unlike flashy stocks or volatile crypto, real estate builds real, tangible, generational wealth — and it can happen faster than you think.
One of the most powerful yet realistic strategies?
Buy 5 properties in 5 years.
This simple but strategic plan can pave your path to millionaire status — and here’s why.
Why Real Estate Is Still King
1. Cash Flow:
Rental properties can generate consistent monthly income that increases over time. It’s money in your pocket, month after month, even while you sleep.
2. Appreciation:
Historically, real estate grows in value. In places like Edmonton, where population and development are increasing, your properties could be worth significantly more in just a few years.
3. Leverage:
Real estate allows you to use other people’s money (your lender’s) to grow your wealth. A 5%–20% down payment can control a 100% asset.
4. Tax Advantages:
From depreciation to mortgage interest deductions and capital gains deferrals, real estate investing is loaded with tax benefits.
5. Forced Equity:
Unlike other investments, you can directly increase the value of a property by renovating or reconfiguring the space — this is money you create, not just wait for.
The “5 in 5” Strategy Explained
Buying 5 properties in 5 years isn’t about being reckless — it’s about being intentional and strategic. Here’s how it works:
Year 1: Buy Your First Property
Start with a property that cash flows. Maybe it's a suited home, a condo, or a small multifamily. Live in it or rent it out — just get in the game.
Year 2–5: Repeat the Process
Each year, use your saved cash flow, appreciation, and equity growth to qualify for the next property. With programs like CMHC’s Select program, BRRRR strategies (Buy, Renovate, Rent, Refinance, Repeat), or joint ventures, your momentum grows.
By year 5, you own 5 doors — possibly more if you’ve invested in multifamily properties or suited units.
What Makes This Strategy So Powerful?
Let’s break it down:
- Each property gains equity from appreciation and mortgage paydown.
- Each property cash flows, meaning you’re earning income each month.
- Each property has tax benefits, helping your net income stay higher.
- Each year adds more leverage, growing your buying power for the next one.
By year 5, your portfolio could be generating thousands per month in passive income — and worth hundreds of thousands, or even millions, more than when you started.
But What If the Market Changes?
That’s the beauty of real estate: you don’t need to time the market — you just need time in the market. A long-term mindset, paired with solid fundamentals (like buying cash-flowing properties in growth areas), makes this strategy low-risk and high-reward.
Real Examples: What Could 5 in 5 Look Like?
Here’s a simplified example based on the Edmonton market:
Total Portfolio Value: $2.24M
Estimated Equity: $430K+
Monthly Passive Income: $2,425+
All within 5 years.
Year | Property value | Monthly Cash flow | Equity After 5 years |
---|---|---|---|
1 | $400,000 | $400 | ~$100,000 |
2 | $420,000 | $450 | ~$90,000 |
3 | $450,000 | $500 | ~$85,000 |
4 | $470,000 | $525 | ~$80,000 |
5 | $500,000 | $550 | ~$75,000 |
Ready to Start?
The hardest part is taking the first step. The best time to buy was yesterday — the next best time is today.
At the Alberta Real Estate Team, we help investors of all experience levels find profitable properties, use creative financing, and build a plan that turns real estate into real wealth.
Whether you're looking to BRRRR, flip, long-term hold, or dive into short-term rentals — let’s map out your custom 5-in-5 plan.
🔑 Final Thoughts
Millionaires are made through simple, repeatable actions — not magic.
Owning
5 properties in 5 years is a game-changer, and it’s more achievable than you think.
Start now. Invest smart. Build your future.
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📩 Want help building your 5-in-5 portfolio?
Let’s connect — I’d love to show you properties that can kickstart your journey to financial freedom.
Email us at info@aret.ca and lets get started!





